Post-Hurricane Clear Skies, Columbus Day & Jewish Navigation Genius, Mortgage Buy-Downs & Reverse Options, Houthi Airport Strikes, Rays Playoff Baseball, Ilhan Omar Raid & the Rise of AI Dynamic Pricing

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Monday, October 12, 2026

On this Columbus Day edition of The Bill Bunkley Show, host Bill Bunkley opens from Tampa under crystal-clear post-storm skies after Hurricane Isis (Category 2, 105 mph) made landfall near Destin, noting two preventable deaths in Escambia County, power restoration progress, and warnings against generator backfeeding and contractor scams. He delivers a nuanced Columbus Day history that acknowledges disease, conquest, and looting while spotlighting the overlooked Jewish astronomer Abraham Zacuto—whose lunar crater still bears his name—and the 1492 expulsion that pushed explorers westward. Mortgage expert Joseph Manzoni of First Christian Mortgage then walks listeners through 3.5% down-payment assistance, 2-1 interest-rate buy-downs, FHA/VA options, non-deed cosigners, home-equity lines for renovations, and reverse mortgages (including LESA) for seniors, emphasizing why higher rates can still be a smart buy-and-refinance window. The second hour covers Iranian-backed Houthi missile attacks that shut down Riyadh’s King Khalid Airport and struck Dammam, Trump’s possible joint response with Saudi Arabia and Israel, “sleepless in October” ALCS Game 1 (Rays vs. Guardians at Tropicana Field) plus NLCS Dodgers-Brewers action, the early-morning HSI raid on Congresswoman Ilhan Omar’s D.C. home over alleged immigration fraud, and a deep dive into AI-powered dynamic pricing—electronic shelf labels, facial recognition, McDonald’s antitrust suit, Kroger’s FlashFood app, and the growing risk of perfect price discrimination—capped by a caller’s critique of regulation that entrenches big-box monopolies.

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