In-Service Rollover a Smart Strategy for your 401k
Podcasts > My Money Is Safe
Saturday, May 30, 2026
In this episode of The My Money Is Safe Show, host Greg Elie and co-host Patti Jaynes promote the in-service rollover as a key retirement strategy. This allows individuals aged 59½ (or sometimes earlier) to roll over some or all of their 401(k) into an IRA to lock in gains, reduce market risk, and shift funds into safer, income-generating accounts—especially timely amid current market highs, volatility, geopolitical risks, and forecasts of modest S&P gains.
They share client stories illustrating major protection during past crashes (e.g., 2008) versus minimal losses after rolling over, and discuss broader concerns like political gridlock and short attention spans. The conversation expands to long-term care planning, highlighting high nursing home costs ($8k–$15k/month) and the value of PSLIP (Properly Structured Life Insurance Plans) for leveraged tax-free income, income doublers, legacy planning, and caregiver support.
The show mixes financial advice with light trivia (Beatles on Ed Sullivan), personal anecdotes, music, and repeated calls to action for consultations via 1-800-297-5755 or mymoneyisafe.com.
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